Our Products
- Pooled Benefits (Life Insurance, AD&D, Long-Term Disability, Critical Illness)
- Short-Term Disability/Weekly Indemnity
- Health & Dental Insurance
- Out of Country Travel
- Flexible Benefit Options
- Employee Assistance Programs
- Wellness Programs and Accounts
- Virtual Health Options
- Cost-Plus
- Allows the employer to fix their employees’ benefit costs
- Allows the employee to decide how to spend their dollars on the benefits of their choice, tax free.
- The employer can choose to top up the HCSA coverage with traditional group benefits.
- Incorporated Individuals can deduct Health & Dental expenses through their Corporation as a business expense.
- Allows the employer to fix their employees’ benefit costs
- Allows the employee to decide how to spend their dollars on the benefits of their choice, tax free.
- The employer can choose to top up the HCSA coverage with traditional group benefits.
- Incorporated Individuals can deduct Health & Dental expenses through their Corporation as a business expense.
- Alternate Funding Arrangement, i.e. ASO (administrative services only or self insurance). By performing a detailed review and analysis of your current and past health and dental experience, we assess the most favourable funding arrangements that are best suited to your needs.